CORE SERVICES

At Benjamin & Company, we advise clients to ensure their retirement plans are designed, implemented, monitored and maintained in accordance with best practices and compliant with the increasingly complex regulatory environment. Our core services include:

FIDUCIARY COMPLIANCE AND LIABILITY MITIGATION
  • Serve as ERISA §3(21) Fiduciary
     

  • Establish Investment Committee and Conduct On-Site Quarterly Meetings​
     

  • Create Investment Policy Statement and Investment Committee Charter 
     

  • Design Investment Lineup and Implement 3rd Party Monitoring Tool 
     

  • Objective Investment Monitoring, Selection and Replacement Process 
     

  • Educate Investment Committee on New Regulations

BENCHMARKING ANALYSIS
  • Analyze Existing Plan Services and Fees
     

  • Conduct Comprehensive RFP Process to Evaluate All Providers
     

  • Generate Comparative Benchmarking Analysis
     

  • Review Analysis with Client and Recommend Optimal Provider
     

  • Negotiate Services and Fees with Incumbent Provider
     

  • Implement and Manage Transition to New Provider (If Applicable)

PLAN ANALYSIS, DESIGN & INVESTMENTS
  • Pre-tax Contributions, Auto-Enrollment and Auto-Escalation​ Scenarios
     

  • Assess Safe Harbor, Matching Contributions and Profit Sharing​ Formulas
     

  • In-Plan Roth Conversions​
     

  • Analyze ADP/ACP Testing and HCE Contributions
     

  • Fund Array Design
     

  • Quantitative and Qualitative Investment Analysis

EMPLOYEE EDUCATION AND WELLNESS
  • Financial Wellness Analysis
     

  • Employee Communications Design
     

  • Education Meetings and One-on-One Investment Support
     

  • Customized Financial Planning
     

  • Participant Savings Analysis
     

  • Cash Flow Planning and Budgeting

© 2023 Benjamin & Company, LLC

Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency.  This communication is strictly intended for individuals residing in the states of Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Massachusetts, Maryland, Michigan, Nevada, North Carolina, New Jersey, New Hampshire, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Washington D.C., Wisconsin. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services.  ​

2929 Arch Street, Suite 1700, Philadelphia, PA 19104
(215) 315-0097  |  info@bencoadvisors.com